First time buyer guide


Apply for your mortgage Apply for your mortgage

Open market

You will need to submit your mortgage application with the help of your chosen IFA or bank.

The MOS or reservation form will include specific information about the property that the mortgage lender will need as part of your application.


We recommend you use Censeo Financial as an IFA to help with the mortgage side of things, as they know exactly what to do and which lenders are available.

The reservation form includes specific details about the Pocket home, which will help you when submitting the mortgage application.