The government’s mortgage guarantee scheme explained

The onset of the pandemic in the spring of 2020 quickly lead to the withdrawal of low-deposit mortgages, as property valuations ground to a halt and lenders looked for ways to manage business levels.

Over the last 12 months, the market has gradually opened up again, and the budget announcement in March saw the Government confirm its intention to support the housing sector by increasing the availability of 95% mortgages.

Here, we have broken down how the government’s mortgage guarantee scheme works.

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Packing checklist for moving home

Packing – one of the most dreaded aspects of moving home. Luckily, there are things to consider when packing for a move so that you can take a smart approach and streamline your efforts.

We’ve put together a packing checklist for moving home to take all the guesswork out of it. Start by gathering the moving supplies you’ll need, and then work systematically until the job is done. Read on to find out more.

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Our favourite up and coming cafés in Croydon

Finding a good local café is important, and we think the best ones combine location, atmosphere, and, of course, great coffee. To help with your search, we’ve compiled a list of the best up and coming cafés in Croydon, all a stone’s throw away from our Addiscombe Grove CR0 development. Some are colourful, some are cosy, but all of them live and breathe the spirit of Croydon, which is why we love them.

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Is it better to rent or buy in London?

If you rent, deciding whether to take the plunge and buy a property is probably the biggest decision you’ll ever make.

For many people, the decision will be swayed by what’s affordable to them. In most areas of London, average monthly rents are actually higher than mortgage repayments, making buying a better option (as long as you can afford the deposit).

Everyone’s circumstances are different, but if you’re struggling to decide whether it’s better to rent or buy in London, we hope this article will help inform your decision.

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How-to-make-your-home-more-eco-friendly

7 ways to make your home more eco friendly

As environmental concerns become increasingly pressing, the way that we live in our homes has become more important than ever. If you are wondering how to make your home more eco friendly, we have some answers for you that are surprisingly easy. By making small tweaks to your lifestyle and the way your home uses energy, it is possible to both have an eco-friendly home and save a lot on energy bills in the process.

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Bolu’s story – Harbard Close IG11

When Bolu (24) moved home to South East London after graduating from university, she immediately started saving for a place of her own.  “Owning a home has always been a goal of mine.  I did not want to get stuck renting in London – it’s so expensive and, particularly as a single person, I knew it would be impossible to afford the monthly cost and save for a deposit.  When I left university, I decided my best option was to move back in with my parents and save everything I could.  I was determined, but even I didn’t think it would be possible by the time I was 24!”

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