Saving for your first home: ISAs, bank accounts and more

For many first time buyers, the most daunting part of the home buying process is saving for a house deposit. In particular, many wonder how to save for a house on a lower income and whether it’s even possible to do it at all.

Pocket Living is built around the idea that everyone should have a fair opportunity to get onto the housing ladder, so we’re going to share our best tips on saving for your first home, whatever your circumstances. We’ve included a range of information on ISAs, bank accounts and more to show you that there are plenty of options to consider to get yourself onto the housing ladder. Let’s get started.

Read More
Home-buying-timeline-checklist

How to buy a home [home buying timeline checklist]

So, you’re a first time buyer. You dream of getting onto the property ladder, but you need a breakdown of exactly how to buy a home so you can take it step by step. Sound familiar?

We speak to first time buyers every day at Pocket Living, so we know how daunting it can be to figure out where to begin in your home buying journey. But, it doesn’t have to be – we’ve created a home buying timeline checklist to get you on your way.

Read More

How to support homes being built in London

We strongly believe that communities should have a say in the housing being built on their doorstep. Here at Pocket Living, we aim to build more homes that are actually needed, helping middle earning Londoners get onto the property ladder and put down roots in their local areas. A lack of affordable homes shouldn’t be the reason that people leave their communities, so we campaign every day to get permission to build more discounted homes across London.

What you may not realise is that we rely on the support of local communities to put through successful planning applications. If you live in a borough where we’re trying to build more discounted Pocket homes, your voice could have a big influence on whether we get permission to build.
With that said, it’s important to demystify how the planning system works so that you can understand how to support planning applications should you decide to do so.

Read on to find out how to support homes being built in London in a few simple steps.

Read More

London boroughs ranked by accessibility

The question of which borough is best for first time buyers is a hotly contested one. Affordability is undoubtedly an important factor, but so is the availability of local amenities and access to transport links. Where buyers choose to invest in their first home is one of the most important decisions they’ll ever make, so it’s crucial that the borough ticks all the boxes that matter most to them.

We conducted research to rank London boroughs by accessibility for city makers, taking into account annual house price growth, access to Cycle Superhighways and Green Flag parks and number of train stations and bus stops. Read on to find out which boroughs came out on top and why they stand out.

Read More

The government’s mortgage guarantee scheme explained

The onset of the pandemic in the spring of 2020 quickly lead to the withdrawal of low-deposit mortgages, as property valuations ground to a halt and lenders looked for ways to manage business levels.

Over the last 12 months, the market has gradually opened up again, and the budget announcement in March saw the Government confirm its intention to support the housing sector by increasing the availability of 95% mortgages.

Here, we have broken down how the government’s mortgage guarantee scheme works.

Read More

Packing checklist for moving home

Packing – one of the most dreaded aspects of moving home. Luckily, there are things to consider when packing for a move so that you can take a smart approach and streamline your efforts.

We’ve put together a packing checklist for moving home to take all the guesswork out of it. Start by gathering the moving supplies you’ll need, and then work systematically until the job is done. Read on to find out more.

Read More

Our favourite up and coming cafés in Croydon

Finding a good local café is important, and we think the best ones combine location, atmosphere, and, of course, great coffee. To help with your search, we’ve compiled a list of the best up and coming cafés in Croydon, all a stone’s throw away from our Addiscombe Grove CR0 development. Some are colourful, some are cosy, but all of them live and breathe the spirit of Croydon, which is why we love them.

Read More

Is it better to rent or buy in London?

If you rent, deciding whether to take the plunge and buy a property is probably the biggest decision you’ll ever make.

For many people, the decision will be swayed by what’s affordable to them. In most areas of London, average monthly rents are actually higher than mortgage repayments, making buying a better option (as long as you can afford the deposit).

Everyone’s circumstances are different, but if you’re struggling to decide whether it’s better to rent or buy in London, we hope this article will help inform your decision.

Read More
How-to-make-your-home-more-eco-friendly

7 ways to make your home more eco friendly

As environmental concerns become increasingly pressing, the way that we live in our homes has become more important than ever. If you are wondering how to make your home more eco friendly, we have some answers for you that are surprisingly easy. By making small tweaks to your lifestyle and the way your home uses energy, it is possible to both have an eco-friendly home and save a lot on energy bills in the process.

Read More